Q. I am about to fall into the Medicare Part D “donut hole” and would like to buy my drugs from Canada to save money for the remainder of this year. How do I know which online pharmacy to select?
A. Many senior citizens who signed up for the prescription drug benefit from Medicare are shocked when they hit the so-called donut hole. When drug expenses come to a total of $2400, patients must pay 100 percent of their medication bill. If drug expenses eventually exceed $5,451, Part D kicks in again with catastrophic coverage until the end of the year.
If you don’t think your drug expenses will get that high, you may want to consider purchasing your medicines from Canada. (These do not qualify to get you out of the donut hole, though.) Be sure that you are shopping from a legitimate Canadian online pharmacy. Fraudulent pharmacies may be doing business from other countries without the quality control we expect from Canada.
To help you evaluate your options we are sending you our Guide to Saving Money on Medicine with guidelines for buying medicines from Canada and pros and cons of generic drugs.